Consolidating my college loans

11-Nov-2017 06:13

Debt consolidation won’t work if you have too much debt or haven’t fixed underlying spending issues.

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If you can’t qualify for a loan through a reputable lender, don’t head for a payday lender. For borrowers with good credit, a balance transfer credit card is an alternative to a debt consolidation loan.

Debt consolidation loans allow borrowers to roll multiple debts into a single new one with fixed monthly payments and, ideally, a lower interest rate.